Kaiser Ultimate Health Builder
Kaiser International Health Group Inc. is registered as a health care provider. Kaiser is far more than an HMO. While most HMOs cater to both group and individual accounts, Kaiser's product is geared to address the long-term health care needs of individuals especially after their employment and retirement years. It will provide you a healthcare coverage beyond 60 years old.
Kaiser is duly accredited with the Department of Health (DOH). Kaiser is likewise, registered with the Securities and Exchange Commission (SEC) on June 08, 2004 as a Health Care Provider with an Authorized Capital Stock of Php 160M.
International Marketing Group (IMG) is the exclusive broker of Kaiser Healthcare products.
View Kaiser Computation Table
Instructions:
Click download > Open file> choose your K-Plan
Why Choose Kaiser?
Kaiser is often described as a 3-in-1 product, because it provides life insurance, gives long-term healthcare benefits, and acts as an investment fund.
When you avail of a Kaiser plan, you will go through three main periods. The first one is the Accumulation Period, then the Extended Period, and lastly, the Start of Long-Term Care Period.
Accumulation Period
- You pay Kaiser for 7 years
- Waiver on premium on death
- Fixed hospitalization benefits
- Annual physical exams, etc.
- Term life insurance benefit after 1 year of payment
- HMO Service
Extended Period
- 85% return of premium to be claimed after maturity
- Kaiser pays you 13 years
- Health savings account
- Investment growth at 7-10% per annum
- Medical services including pre-existing illnesses
- Term life insurance benefit
- HMO service
Long Term Care
- Long term care bonus
- Investment growth at 7-10% per annum
- Claim options (full, half, continue till 80 years old)
- Medical Services including pre-existing illnesses
- Term life insurance benefit
- HMO service